Table of Contents

  1. My 3-Month Declutter Experiment
  2. Best Apps for Selling Electronics
  3. Best Apps for Selling Clothing
  4. Best Apps for Furniture & Large Items
  5. Best Apps for Selling Books
  6. Best Apps for Everything Else
  7. Fee Comparison Table
  8. The "Is It Worth Selling?" Calculator
  9. Shipping Tips That Save Money
  10. Tax Implications of Selling Your Stuff
  11. Safety Tips for In-Person Sales
  12. Frequently Asked Questions

Every decluttering article makes it sound simple. "Sell your stuff and make money!" Great advice. Extremely vague. Nobody mentions that Poshmark takes 20% of your sale, that eBay buyers will open return requests on items that were clearly described, or that you'll spend 45 minutes photographing a $12 kitchen gadget that takes three weeks to sell.

I know this because I spent three months selling things from my house. The experiment started because my wife told me I had too much stuff in the garage, and it ended because I ran out of things worth listing. The numbers were instructive.

My 3-Month Declutter Experiment: $2,340 Gross, $1,847 Net

Between October and December last year, I listed 47 items across six platforms. Here is exactly what happened to that $2,340 in gross sales:

That is a 21% haircut. Not catastrophic, but not nothing. And it does not account for my time — probably 30 to 35 hours across those three months for photographing, writing listings, responding to lowball offers, packaging, and making post office runs.

The biggest lesson: the platform you choose matters more than the stuff you are selling. I sold the same model of Bluetooth speaker on both eBay and Facebook Marketplace. On eBay it went for $38 and I netted $29.17 after fees and shipping. On Facebook Marketplace, a guy drove to my house and handed me $35 cash. Same speaker. The cash sale earned me more.

Track everything. If you are selling enough stuff to generate real money, you need to track that income. A spreadsheet works fine for a one-time declutter, but if selling becomes a regular thing, treat it like the side hustle it is.

Best Apps for Selling Electronics

eBay remains the default for electronics, and there is a reason for that. The buyer pool is enormous and people actively search for specific models. I sold a five-year-old graphics card for $127 in two days because someone needed that exact card for a legacy system. You are not going to find that buyer on Facebook Marketplace in DeSoto, Texas.

The downside is fees. eBay charges a final value fee of 13.25% (including payment processing) on most electronics categories. On that $127 GPU sale, I paid $16.83 in fees plus $11.20 in shipping. Net: $98.97. Still worth it — but you need to price accordingly.

Swappa is better for phones, tablets, and laptops. Flat fee ($5 to $15 based on sale price), ESN/serial number verification, and buyers who expect to pay closer to market value. I sold a two-year-old iPad for $285 and netted $270. On eBay, that same iPad would have netted maybe $240.

Facebook Marketplace works when you want to avoid shipping entirely. No fees on local pickup. The trade-off: flaky buyers. I had three no-shows before someone actually came and bought my old router.

Best Apps for Selling Clothing

Poshmark is the obvious choice for branded clothing, shoes, and accessories. The audience is there, and the social features (sharing listings, following closets) drive sales once you build momentum. The fee structure is aggressive — $2.95 flat on items under $15, and 20% on everything above — but they provide the shipping label, which simplifies the process. Sell a jacket for $50 and Poshmark keeps $10. That is the cost of access to their buyer base.

Mercari works better for casual or unbranded items. Flat 10% fee, discounted shipping labels through the platform. For a $30 pair of jeans, you net $27 minus shipping — compare that to Poshmark's $24.

ThredUp is the "I do not want to deal with this" option. Send them a bag and they handle everything. The catch: payouts are brutal. I sent 22 items, they accepted 14, and I received $47.30. A shirt that might sell for $15 on Poshmark earns you $3 to $5 through ThredUp. The math only works if you have a mountain of clothes and zero interest in listing them yourself.

Best Apps for Furniture & Large Items

Shipping a couch is not happening. For furniture and large items, local selling is the only practical option.

Facebook Marketplace dominates this category. No fees on local pickup, massive user base, and good local targeting. I sold a desk for $75 — less than I wanted, but the buyer showed up on time, paid cash, and loaded it himself. Five minutes of actual effort after the listing.

Craigslist still works, especially for tools and workshop equipment. The audience skews older and more practical — fewer tire-kickers. No fees, no built-in payment system. Cash only for safety. I sold a table saw for $200 to a contractor who drove 40 minutes to pick it up.

OfferUp has a more modern messaging system than Craigslist and offers TruYou verification for both parties. Shipping is available but the fees eat into margins. For furniture, stick to local pickup.

Best Apps for Selling Books

Books are a volume game. Individual books rarely sell for much unless they are textbooks, first editions, or out-of-print titles.

Amazon Seller is the best option for textbooks and anything with an ISBN that still has demand. Scan the barcode, list it, ship when it sells. Amazon takes a referral fee (15%) plus a closing fee ($1.80 per media item). On a $35 textbook, you might net $22 to $25. On a $6 paperback, you net $1.50 — genuinely not worth the trip to the post office.

Decluttr is the bulk option. Scan barcodes, get instant quotes, ship the box free. Payouts are low — $0.50 to $2 per book — but I sent 15 books and got $18.75 for 20 minutes of effort. Not exciting, but the box was out of my house.

Local used bookstores are underrated. Half Price Books bought 30 books from me for $23 cash, on the spot. Low per-book payout, but instant payment and zero hassle.

Best Apps for Everything Else

Kitchen gadgets, home decor, sporting equipment, kids' toys, random stuff that defies categorization — this is where Mercari and OfferUp earn their keep.

Mercari handles the broadest range. Flat 10% fee, built-in shipping labels. I sold a bread maker, resistance bands, and a label maker — $67 gross, $51.40 net after fees and shipping. All three sold within a week.

OfferUp leans toward local transactions, which makes it ideal for anything heavy or fragile. No fees on local sales, no shipping headaches, no breakage risk.

Fee Comparison Table

This is where selling apps get complicated. Every platform structures fees differently, and the total cost is rarely obvious until you do the math.

Platform Listing Fee Selling Fee Shipping Payment Processing Net on a $50 Sale
eBay Free (first 250/mo) 13.25% (includes processing) Seller or buyer pays Included in 13.25% ~$43.38
Poshmark Free 20% (or $2.95 if under $15) Included in commission Included $40.00
Mercari Free 10% Seller or buyer pays Included in 10% ~$45.00
Swappa Free ~$5–$15 flat Buyer pays 3% PayPal ~$43.50
Facebook Marketplace Free 0% local / varies shipped N/A local N/A local $50.00 (local)
OfferUp Free 0% local / 12.9% shipped Varies Included in shipped fee $50.00 (local)
Craigslist Free (most categories) 0% N/A (local only) N/A $50.00
ThredUp Free 60–80% (they set price) They handle it N/A ~$10–$20

The obvious takeaway: local sales are free. But they are also slower and limited to buyers within driving distance. On eBay, that $50 item might sell in three days to a buyer in Oregon. You are paying for access to a national audience.

The "Is It Worth Selling?" Calculator

Nobody in the decluttering world wants to ask this question. But your time has value, and the math is simple.

Selling a single item online takes roughly 30 to 50 minutes — photographing, writing the listing, answering messages, packaging, driving to the post office. Call it 40 minutes on average.

The quick formula: Take the expected sale price, subtract estimated fees (use 15% as a rough average) and shipping costs. Divide by the time you will spend in hours. If the result is below what you consider your time worth — donate the item instead. You might even get a tax deduction for the donation.

Example: A kitchen gadget that sells for $12. After fees ($1.80) and shipping ($4.50), you net $5.70. Forty minutes of work. Your effective hourly rate: $8.55. That is below federal minimum wage. Donate it.

Example: A barely-used stand mixer listed for $85. After fees ($12.75), you net $72.25 with local pickup. Forty minutes of work. Your effective hourly rate: $108.38. Absolutely list it.

The breakeven for most people is somewhere around $20 to $25 per item. Below that, the math gets questionable. Not a rule — just a filter to keep you from spending your Saturday listing $6 items.

Shipping Tips That Save Money

Shipping costs killed my margins on about a third of the items I sold. What I learned:

USPS Flat Rate boxes are your friend. A Medium Flat Rate box ships anything that fits for $16.10 regardless of weight. I shipped 9-pound dumbbells for the same price as a 1-pound jacket. Order the boxes free from usps.com — they ship them to your house at no charge.

Pirate Ship saves 10–30% on postage. Free shipping label platform, no monthly subscription, gives you USPS Commercial rates and UPS discounts. A package USPS quoted at $11.45 at the counter cost me $8.20 through Pirate Ship. Same service, same speed, cheaper pricing tier.

Free shipping supplies are everywhere. USPS provides free Priority Mail boxes and envelopes. Amazon orders come in reusable boxes. Save your bubble wrap and padded mailers. I spent $28.40 on supplies over three months, and most of that was one oversized box from Home Depot.

Offer buyer-paid shipping when possible. On eBay and Mercari, calculated shipping means the buyer pays based on location. Fewer views than "free shipping" listings, but your margins stay predictable.

If you are running a serious declutter operation or turning reselling into a side hustle, track your shipping costs just like any other business expense. It is deductible if you are reporting the income. Our guide on Schedule C covers where these expenses go on your tax return.

Tax Implications: When Does Selling Stuff Become Taxable?

This is the part that catches people off guard. You sell a bunch of old stuff from your house, and then in January you get a 1099-K from Mercari or eBay showing $2,340 in gross sales. Now what?

The 1099-K threshold. For 2026, payment platforms send a 1099-K only if your sales exceed $20,000 AND more than 200 transactions (the OBBBA-restored threshold; the lower $600 threshold was repealed). Most casual sellers won't get a 1099-K, but the income is still taxable — you owe tax on profit regardless of whether a form was issued.

Selling personal items at a loss is not taxable income. Bought a couch for $1,200, sold it for $200? That is a loss, not income. But you still need to report the 1099-K amount on your return and show that items were sold below original cost. Annoying paperwork, not a tax bill.

Selling for more than you paid is taxable. A collectible bought for $50 and sold for $300 means $250 in taxable income. That is when selling starts looking like a side hustle — and you may need Schedule C. Our guide on how much you can earn before paying taxes explains the thresholds.

Keep your receipts. Original purchase receipts or bank/credit card statements prove you sold at a loss. Without documentation, the IRS could treat the entire sale amount as profit.

If your selling activity crosses from "cleaning out the garage" to "buying things to resell for profit" — congratulations, you have a side hustle. That means Schedule C, potential quarterly estimated tax payments, and real record-keeping. The transition happens gradually, but the IRS does not care about gradual.

Safety Tips for In-Person Sales

Fifteen of my 16 local pickup transactions were completely normal. One was weird — a guy argued about the price he had already agreed to in messages, then asked to come inside to "test" a monitor. I said no, plugged it into the porch outlet, and he left annoyed. Nothing dangerous, but it was the last sale I did at my house.

Meet in public places. Many police stations have designated "safe trade" spots — well-lit, under surveillance. I started doing all my sales at the Starbucks near my house after the monitor incident.

Bring someone with you for high-value items. My wife came when I sold a gaming console for $280. Probably unnecessary, but peace of mind is free.

Cash or instant payment apps only. Accept cash, Zelle, or Venmo — but verify the payment hits your account before handing over the item. Never accept checks. Never accept "I'll send it when I get home."

Do not share your home address. Use the platform's messaging system, meet somewhere public. If furniture needs to be picked up from your house, have someone else home and keep the transaction at the door or driveway.

If local sales feel like too much hassle, that is a valid reason to choose shipping-based platforms. The fees are the price of not dealing with strangers. You might find the money you save by cutting unused subscriptions covers those fees comfortably.

Frequently Asked Questions

What is the best app to sell stuff locally?

Facebook Marketplace for reach, OfferUp for the built-in shipping option if local falls through. Craigslist still works but has no in-app payment protection. For furniture and large items specifically, Facebook Marketplace gets the most eyeballs because people are already scrolling it.

Which selling app has the lowest fees?

Facebook Marketplace and Craigslist charge nothing on local pickup sales. For shipped items, Mercari's flat 10% is the most straightforward. eBay runs about 13.25% all-in. Poshmark takes $2.95 on sales under $15 and 20% on everything above — the highest percentage of the major platforms.

Do I have to pay taxes on stuff I sell online?

Selling personal items for less than you paid? No income tax owed — that is a loss. But you will still get a 1099-K from the platform if your sales exceed $600, and you will need to report it on your return and document the loss. Selling items for more than you paid, or buying things specifically to resell? That is taxable income. See our full breakdown of when side hustle income becomes taxable.

Is it worth selling items under $10?

Almost never. By the time you photograph it, write the listing, answer three messages from people who never buy, package it, and drive to the post office, you have spent 30 to 40 minutes. After fees and shipping on an $8 sale, you might net $3. That is $4.50 to $6 per hour. Donate it and move on.

How do I avoid scams when selling stuff online?

For shipped items: use the platform's payment system, never accept off-platform payments from strangers, and always ship with tracking and delivery confirmation. For local sales: meet at a police station or busy public place, bring someone with you for high-value items, and accept only cash or verified instant payments. If a buyer offers more than your asking price or wants to pay with a cashier's check, it is a scam. Every time.

Should I sell on multiple platforms at once?

Yes, but track it. Cross-posting the same item on eBay, Mercari, and Facebook Marketplace triples your exposure. The risk is selling the same item twice — which means a canceled order and potentially a ding on your seller rating. When an item sells, immediately remove it from every other platform. A simple spreadsheet with item name, platforms listed, and sale status prevents this. If you are tracking your other side hustle finances in a dedicated system, add your selling activity to it.

Selling Enough to Call It a Side Hustle?

If your selling activity is generating regular income — not just a one-time garage cleanout — you need to track it properly for tax purposes. Our guides on Schedule C and tracking side hustle income cover what the IRS expects. And if you are looking for free tools to manage the process, we have reviewed those too.

Bruce Samuels

Bruce Samuels

Personal Finance Writer

Bruce Samuels is a personal finance writer and side hustle practitioner based in DeSoto, Texas. After 12 years in logistics management, he transitioned to full-time freelancing and manages three active income streams. He writes about side hustle finances from firsthand experience.

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Related reading: Track Income & Expenses | When Side Hustle Income Gets Taxed | Schedule C Explained | Side Hustle Tax Deductions