MoneySavvyHQ ("we," "us," or "our") operates the website moneysavvyhq.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read this policy carefully. By using our site, you agree to the collection and use of information in accordance with this policy.
Information We Collect
Information You Provide
We may collect personal information that you voluntarily provide when you:
- Fill out a contact form (name, email address, message content)
- Subscribe to our email newsletter (email address)
- Leave a comment on an article
Information Collected Automatically
When you visit our website, certain information is collected automatically, including:
- IP address
- Browser type and version
- Operating system
- Referring URLs
- Pages visited and time spent on those pages
- Device type (desktop, mobile, tablet)
How We Use Your Information
We use the information we collect for the following purposes:
- To respond to your inquiries and contact form submissions
- To send our email newsletter (only if you have opted in)
- To analyze website traffic and improve our content
- To maintain the security and functionality of our website
- To comply with legal obligations
We do not sell, trade, or rent your personal information to third parties.
Cookies
Our website uses cookies -- small text files stored on your device -- to enhance your browsing experience. Types of cookies we use include:
- Essential cookies: Required for the website to function properly.
- Analytics cookies: Help us understand how visitors interact with our site (see Google Analytics below).
- Advertising cookies: Used by our advertising partners to serve relevant ads.
You can control cookie preferences through your browser settings. Disabling cookies may affect certain site functionality.
Third-Party Services
Google Analytics
We use Google Analytics to collect anonymized usage data about our visitors. Google Analytics uses cookies to track and report website traffic. The data collected is processed in a way that does not personally identify individual visitors. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Advertising Networks
We may partner with third-party advertising networks to display advertisements on our site. These networks may use cookies and similar tracking technologies to collect information about your browsing activity across websites in order to provide targeted advertising. You can learn more about ad targeting and opt out through the Network Advertising Initiative or Digital Advertising Alliance.
Affiliate Links Disclosure
Some of the links on MoneySavvyHQ are affiliate links. When you click on an affiliate link and make a purchase, we may earn a commission at no additional cost to you. Affiliate partnerships do not influence our editorial content or recommendations. For more details, see our Disclaimer & Affiliate Disclosure page.
Email Newsletter
If you subscribe to our newsletter, we collect your email address to send you periodic updates about new content, tax tips, and resources. Every newsletter email includes an unsubscribe link. You may opt out at any time. We do not share your email address with third parties for marketing purposes.
Data Retention
We retain personal information only for as long as necessary to fulfill the purposes described in this policy. Contact form submissions are retained for up to 24 months. Newsletter subscriber data is retained until you unsubscribe. Analytics data is retained in accordance with Google Analytics default settings (26 months).
Your Rights
Depending on your location, you may have the following rights regarding your personal data:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request that we correct inaccurate or incomplete information.
- Deletion: Request that we delete your personal information.
- Opt-out: Opt out of marketing communications at any time.
To exercise any of these rights, please contact us using the information below.
Children's Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact: Bruce Samuels, MoneySavvyHQ, 2614 Poe Road, DeSoto, TX 75115. You can also reach us through our contact page.
Updates to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.